Home / Companies / Guaranty Trust Holding Company Plc
Guaranty Trust Holding Company Plc
Jurisdiction: NigeriaRegistry ID: RC 1690945Entity ID: ent_gtco-plc_1
status: activeas of 31 Oct 2026reviewed 31 Oct 2026draft
Identity
Trading names: GTCO, GTBank
Former names: Guaranty Trust Bank Plc (operating bank; reorganised under the holding company in 2021)
Incorporated: 24 Jul 2020
Sector: Banking, Financial services
Group Chief Executive Officer: Segun Agbaje B Guaranty Trust Holding Company Plc, GTCO annual report and consolidated financial statements (1 Apr 2025) · retrieved 31 Oct 2026
exchange_listing: Nigerian Exchange Ltd (NGX); global depositary receipts listed on the London Stock Exchange A Nigerian Exchange Limited (NGX), NGX issuer record — Guaranty Trust Holding Company Plc (1 Jan 2024) · retrieved 31 Oct 2026
Operations
Countries: Nigeria, and other West and East African markets, United Kingdom
Services: Commercial and retail banking, Payments, Asset management, Pension fund administration
Public-sector counterparties: Central Bank of Nigeria (regulator)
Attributed claim · as of 31 Oct 2026
GTCO describes itself as a financial-services holding company (incorporated 24 July 2020), formed when Guaranty Trust Bank reorganised under a holding-company structure, a reorganisation completed in 2021 with the London GDR listing; it operates a banking group across Africa and the United Kingdom alongside payments, asset-management and pension subsidiaries. — Guaranty Trust Holding Company Plc
B Guaranty Trust Holding Company Plc, GTCO annual report and consolidated financial statements (1 Apr 2025) · retrieved 31 Oct 2026
Assessment
What is confirmed, what is attributed, what is disputed and what remains open — kept separate by design.
Confirmed fact · as of 31 Oct 2026
Guaranty Trust Holding Company Plc (GTCO) is a Nigerian financial-services holding company incorporated on 24 July 2020 and listed on the Nigerian Exchange, with global depositary receipts listed in London; it was created when Guaranty Trust Bank reorganised under a holding-company structure, a reorganisation completed in 2021.
A Nigerian Exchange Limited (NGX), NGX issuer record — Guaranty Trust Holding Company Plc (1 Jan 2024) · retrieved 31 Oct 2026 · A London Stock Exchange, LSE listing — Guaranty Trust Holding Company Plc (global depositary receipts) (1 Jan 2024) · retrieved 31 Oct 2026
Attributed claim · as of 31 Oct 2026
GTCO states it operates a pan-African banking group together with payments, asset-management and pension subsidiaries, under group chief executive Segun Agbaje. — Guaranty Trust Holding Company Plc
B Guaranty Trust Holding Company Plc, GTCO annual report and consolidated financial statements (1 Apr 2025) · retrieved 31 Oct 2026
Attributed claim · as of 31 Oct 2026
GTCO was reported among the Nigerian banking groups that raised fresh capital and met the Central Bank of Nigeria's new N500 billion minimum-capital requirement during the 2024-2025 recapitalisation. — Nigerian financial-press reporting
C Nairametrics (reporting on CBN directive), CBN increases capital base for international banks to N500 billion (28 Mar 2024) · retrieved 31 Oct 2026 · C BusinessDay Nigeria (reporting), Here are the banks that have met the new CBN capital rules (1 Apr 2025) · retrieved 31 Oct 2026
Unanswered question · as of 31 Oct 2026
Period balance-sheet and profit figures should be read from the group's audited financial statements for the relevant year; this dossier records identity and structure.
B Guaranty Trust Holding Company Plc, GTCO annual report and consolidated financial statements (1 Apr 2025) · retrieved 31 Oct 2026
Evidence library
Full evidence library → — primary records first.
regulatory notice · 1 Jan 2024
Nigerian Exchange issuer record for Guaranty Trust Holding Company Plc (GTCO), listing it among quoted companies on the exchange.
A Nigerian Exchange Limited (NGX), NGX issuer record — Guaranty Trust Holding Company Plc (1 Jan 2024) · retrieved 31 Oct 2026
Relevance: Primary exchange record establishing listed identity.
regulatory notice · 1 Jan 2024
London Stock Exchange record for GTCO's global depositary receipts.
A London Stock Exchange, LSE listing — Guaranty Trust Holding Company Plc (global depositary receipts) (1 Jan 2024) · retrieved 31 Oct 2026
Relevance: Primary record of the London GDR listing.
company statement · 1 Apr 2025
GTCO annual report and investor materials describing the 2021 holding-company reorganisation, the banking group and its non-banking subsidiaries, and leadership under group chief executive Segun Agbaje.
B Guaranty Trust Holding Company Plc, GTCO annual report and consolidated financial statements (1 Apr 2025) · retrieved 31 Oct 2026
Relevance: Company source for structure, subsidiaries and leadership.
reporting · 28 Mar 2024
Reporting that in March 2024 the Central Bank of Nigeria raised the minimum capital for internationally authorised banks to N500 billion, with a compliance window to March 2026.
C Nairametrics (reporting on CBN directive), CBN increases capital base for international banks to N500 billion (28 Mar 2024) · retrieved 31 Oct 2026
Relevance: Establishes the recapitalisation requirement applicable to GTCO's banking subsidiary.
reporting · 1 Apr 2025
Reporting that GTCO was among the Nigerian financial-services groups that raised fresh capital and met the CBN's new minimum capital requirement during the 2024-2025 recapitalisation.
C BusinessDay Nigeria (reporting), Here are the banks that have met the new CBN capital rules (1 Apr 2025) · retrieved 31 Oct 2026
Relevance: Records that GTCO's bank satisfied the recapitalisation requirement.
Claim reviews
Is GTBank the same as GTCO?
Confidence: high
Limitations. This dossier indexes public records; it does not adjudicate disputes, certify standards or screen sanctions. Absence of a record is not proof of absence. See methodology and corrections & response.